About VA Loans

Do I Qualify?
VA Loan | Benefits
First Time Homebuyers
VA Loan | Refinancing
VA Loan | Options
VA Loan | Rates
 VA Loans

0 % Down Payment
VA loans offer a 0% Down Payment for qualified borrowers
No PMI
VA loans do not require PMI as they are government backed
Better Interest Rates
Government backed typically means less risk for banks which may mean a better rate
Easier to Qualify
VA loans do not require PMI as they are government backed

VS

 Conventional Loans

Up to 20% Down Payment
Most times Conventional loans require a 20% down payment
PMI is needed
Most times Conventional loans require private mortgage insurance (PMI)
Higher Risk for Banks
Conventional loans are not government backed, which usually means riskier.
Stricter Qualifications
Most times Conventional loans have stricter qualification guideline.